Terms of Service

These Terms of Service (the “Agreement”) explain the terms and conditions by which you may access and use the products and services provided by IA Community (“IA,” “we,” “our,” or “us”). This includes our website (the “Site”) and any related services (collectively, the “Services”).

By accessing or using any of our Services, you signify that you have read, understand, and agree to be bound by this Agreement in its entirety. If you do not agree, you are not authorized to access or use our Services and should not use our Services.

1. Critical Disclaimers

1.1 IA Token Is NOT an Investment

IA TOKEN IS A COMMUNITY MEMBERSHIP TOKEN ONLY. IT IS NOT AN INVESTMENT OF ANY KIND. IT IS NOT A SECURITY, COMMODITY, SWAP, DERIVATIVE, OR ANY OTHER FINANCIAL INSTRUMENT.

There is absolutely no expectation of profit, financial return, or appreciation in value. You should assume that any funds used to acquire IA tokens will be lost entirely and permanently. Do not acquire IA tokens if you cannot afford to lose 100% of your funds.

IA tokens have no inherent value. Any market price is purely speculative and determined by third-party markets over which we have no control. We make no representations about current or future value.

1.2 No Promises, Guarantees, or Representations

WE MAKE ABSOLUTELY NO PROMISES, GUARANTEES, WARRANTIES, OR REPRESENTATIONS OF ANY KIND REGARDING:

• Token value, price, or liquidity (past, present, or future)
• Future utility, features, or functionality
• Partnerships, collaborations, or affiliations
• Access to events, festivals, concerts, experiences, or any other benefits
• Returns, profits, or financial gains of any kind
• The continued operation, maintenance, or development of any services
• Any roadmap items, planned features, or aspirational statements
• Token listings on any exchange or trading platform
• The success, growth, or longevity of the project or community
• Any statements made in marketing materials, social media, or community channels

Any roadmap, plans, goals, or aspirational statements are purely hypothetical, non-binding, and subject to change, delay, or complete cancellation at any time without notice or liability.

1.3 Not Financial, Legal, or Tax Advice

Nothing on our Site, in our communications, in our marketing materials, or from any community member constitutes financial, investment, legal, or tax advice. We are not financial advisors, investment advisors, legal counsel, or tax professionals.

You must consult with qualified, licensed professionals in your jurisdiction before making any decisions related to digital assets, cryptocurrency, taxes, or legal matters.

1.4 Not a Securities Offering

IA tokens have not been registered under the Securities Act of 1933, as amended, or under any state or foreign securities laws. IA tokens are not being offered or sold as securities, investment contracts, or any form of investment.

We have not registered with the U.S. Securities and Exchange Commission, the Commodity Futures Trading Commission, or any other regulatory agency. We do not provide brokerage, exchange, custodial, or investment services.

2. Eligibility

To access or use our Services, you represent and warrant that you:

• Are at least 18 years old or the age of majority in your jurisdiction
• Have the legal capacity to enter into binding contracts
• Are not prohibited from using our Services under applicable laws
• Will comply with all applicable laws and regulations

You further represent that you are NOT:

• The subject of economic or trade sanctions administered or enforced by any governmental authority, including the U.S. Department of Treasury's Office of Foreign Assets Control (“OFAC”)
• On any list of prohibited or restricted parties, including OFAC's Specially Designated Nationals List
• A citizen, resident, or organized in any jurisdiction subject to comprehensive sanctions (including but not limited to Cuba, Iran, North Korea, Syria, the Crimea, Donetsk, and Luhansk regions)
• Acting on behalf of any person or entity described above

We reserve the right to restrict access to any person or jurisdiction at any time without notice.

3. The IA Token

3.1 Community Token

IA is a community membership token deployed on blockchain networks. It exists solely for community participation purposes. We do not control the blockchain networks on which IA operates.

3.2 Token Burns

The IA token smart contract includes an automatic burn mechanism that destroys a percentage of tokens on each transfer. This reduces the total supply over time. We make no representations about the effect of burns on token value. Burns do not create any expectation of profit or price appreciation.

3.3 No Control Over Blockchain

Blockchain transactions are irreversible once confirmed. We have absolutely no ability to reverse, cancel, modify, or recover any blockchain transaction. We are not responsible for any errors, including but not limited to:

• Sending tokens to incorrect addresses
• Sending tokens to incompatible networks
• Failed transactions due to network conditions
• Transactions with incorrect parameters
• Loss due to smart contract bugs or exploits

3.4 Smart Contract Risks

Smart contracts are experimental technology. The IA token smart contract may contain bugs, vulnerabilities, or errors that could result in loss of funds. Smart contracts cannot be modified after deployment. You acknowledge these risks and accept sole responsibility.

3.5 Self-Custody

You are solely responsible for the security of your wallet, private keys, and seed phrases. We never have custody or control of your tokens or keys. If you lose access to your wallet, we cannot recover your tokens under any circumstances.

Never share your private keys or seed phrase with anyone, including anyone claiming to represent IA Community.

4. Assumption of Risk

BY USING OUR SERVICES OR ACQUIRING IA TOKENS, YOU EXPRESSLY ACKNOWLEDGE, UNDERSTAND, AND ACCEPT ALL OF THE FOLLOWING RISKS:

• Digital asset markets are highly volatile, speculative, and unpredictable
• You may lose 100% of all value associated with your tokens
• Smart contracts may contain bugs, vulnerabilities, or be exploited
• Regulatory changes may affect the legality, utility, or value of tokens
• The project may fail, be abandoned, or cease operations entirely
• There is no guarantee of any utility, access, benefits, or features
• Third-party services (exchanges, wallets, bridges, DEXs) may fail, be hacked, or become unavailable
• Blockchain networks may become congested, expensive, or unusable
• Tokens may become illiquid with no buyers at any price
• You may be unable to sell or transfer your tokens
• Tax treatment of digital assets is uncertain and may result in significant liability
• Scammers may impersonate the project or team members
• Market manipulation may occur on third-party platforms
• Information about the project may be incomplete, inaccurate, or outdated
• The technology underlying blockchain and digital assets is experimental

YOU ASSUME FULL AND COMPLETE RESPONSIBILITY FOR ALL RISKS ASSOCIATED WITH USING OUR SERVICES AND HOLDING IA TOKENS. THIS IS NOT A COMPLETE LIST OF RISKS.

5. Prohibited Activities

You agree not to engage in any of the following:

• Any illegal activity in any jurisdiction
• Market manipulation, including wash trading, spoofing, or pump and dump schemes
• Fraud, misrepresentation, or deceptive practices
• Money laundering, terrorist financing, or sanctions evasion
• Intellectual property infringement
• Attempting to interfere with or compromise our Services or smart contracts
• Using our Services in any jurisdiction where prohibited by law
• Impersonating the project, team members, or other users
• Spreading false or misleading information about the project
• Harassment, threats, or abusive behavior toward community members
• Using bots, scripts, or automated tools to manipulate our Services
• Circumventing any security measures or access restrictions

6. Third-Party Services

Our Services may integrate with or link to third-party services including but not limited to:

• Cryptocurrency exchanges and DEXs (decentralized exchanges)
• Wallet providers
• Blockchain explorers
• Bridge protocols
• Analytics services

We do not control, endorse, or assume responsibility for any third-party services. Your use of third-party services is at your own risk and subject to their terms and conditions.

We are not responsible for any loss, damage, or harm resulting from your use of third-party services, including but not limited to exchange hacks, wallet compromises, or bridge exploits.

7. Tax Obligations

You are solely responsible for determining and fulfilling all tax obligations arising from your use of our Services or acquisition and disposition of IA tokens, including:

• Income taxes
• Capital gains taxes
• Sales, use, or value-added taxes
• Reporting requirements

Tax treatment of digital assets varies by jurisdiction and is subject to change. Consult a qualified tax professional regarding your specific situation.

8. No Warranties

OUR SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY.

WE EXPRESSLY DISCLAIM ALL WARRANTIES INCLUDING BUT NOT LIMITED TO:

• MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OR COMPLETENESS OF INFORMATION
• AVAILABILITY OR UNINTERRUPTED ACCESS
• SECURITY OR ERROR-FREE OPERATION
• RESULTS OR OUTCOMES FROM USE

We do not warrant that our Services will meet your requirements, be available at any particular time, or operate without interruption or errors.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL IA COMMUNITY, ITS AFFILIATES, FOUNDERS, CONTRIBUTORS, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR SERVICE PROVIDERS (COLLECTIVELY, THE “IA PARTIES”) BE LIABLE FOR ANY:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF PROFITS, REVENUE, DATA, OR TOKENS
• LOSS OF USE OR GOODWILL
• BUSINESS INTERRUPTION
• COST OF SUBSTITUTE SERVICES
• ANY DAMAGES ARISING FROM HACKING, TAMPERING, OR UNAUTHORIZED ACCESS
• ANY DAMAGES ARISING FROM YOUR USE OF THIRD-PARTY SERVICES
• ANY DAMAGES ARISING FROM ERRORS IN THE SMART CONTRACT
• ANY DAMAGES ARISING FROM REGULATORY ACTIONS

IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF THE IA PARTIES EXCEED ONE HUNDRED U.S. DOLLARS ($100.00 USD).

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES, SO SOME OF THE ABOVE LIMITATIONS MAY NOT APPLY TO YOU.

10. Indemnification

You agree to indemnify, defend, and hold harmless the IA Parties from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from or relating to:

• Your use of our Services
• Your acquisition, holding, or disposition of IA tokens
• Your violation of this Agreement
• Your violation of any applicable law or regulation
• Your violation of any rights of third parties
• Any dispute between you and any third party

11. Dispute Resolution and Arbitration

11.1 Informal Resolution

Before initiating any formal dispute resolution, you agree to first contact us to attempt to resolve any dispute informally for at least 60 days.

11.2 Binding Arbitration

Any dispute, claim, or controversy arising out of or relating to this Agreement or our Services shall be resolved exclusively through binding individual arbitration, rather than in court, except that you may assert claims in small claims court if your claims qualify.

The arbitration shall be conducted by a single arbitrator under the rules of the American Arbitration Association. The arbitration shall be held in Delaware, United States, unless otherwise agreed.

11.3 Class Action Waiver

YOU AND IA COMMUNITY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS, COLLECTIVE, OR REPRESENTATIVE ACTION.

You expressly waive any right to participate in class actions, class arbitrations, or representative actions.

11.4 Jury Trial Waiver

YOU HEREBY WAIVE YOUR RIGHT TO A TRIAL BY JURY IN ANY PROCEEDING ARISING OUT OF OR RELATING TO THIS AGREEMENT.

12. Governing Law

This Agreement shall be governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to its conflict of law principles. The United Nations Convention on Contracts for the International Sale of Goods does not apply.

13. Modifications

We reserve the right to modify this Agreement at any time in our sole discretion. If we make material changes, we will update the “Last modified” date. Your continued use of our Services after any modification constitutes acceptance of the modified Agreement.

We may also modify, suspend, or discontinue any aspect of our Services at any time without notice or liability.

14. Severability

If any provision of this Agreement is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.

15. Entire Agreement

This Agreement constitutes the entire agreement between you and us regarding our Services and supersedes all prior agreements, understandings, and communications, whether written or oral.

16. No Waiver

Our failure to enforce any right or provision of this Agreement shall not constitute a waiver of such right or provision.

17. Assignment

You may not assign or transfer this Agreement or any rights hereunder without our prior written consent. We may assign this Agreement without restriction.

18. Force Majeure

We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including but not limited to acts of God, natural disasters, war, terrorism, riots, pandemics, government actions, network failures, or blockchain network issues.

19. Contact

For questions about these Terms, please reach out through our official community channels.